Bivial AG, previously known as Klarpay AG, is a deposit-taking financial institution based in Zug, Switzerland. It is authorised and regulated by the Swiss Financial Market Supervisory Authority (FINMA) under the Swiss Federal Banking Act, Article 1b. The company offers modern Swiss accounts and cross-border payment solutions tailored for digital businesses.
Bivial AG focuses on providing online businesses with access to IBAN accounts in multiple currencies, global payment acceptance, and digital disbursement solutions. It is notable for being the first Swiss-licensed fintech company dedicated exclusively to serving e-commerce, digital entrepreneurs, and social media influencers.
The company aims to empower digital businesses by offering borderless, scalable, and bespoke business accounts and payment solutions, facilitating easier financial operations for its clients. Bivial's services are designed to meet the unique needs of the rapidly evolving digital economy.